‍How do I provide for my disabled child when I am gone?

We all know the care of a severely disabled child or other relative is a constant worry. Especially when you are wanting to ensure that you can provide for them when you’re gone. You may also worry about ensuring their eligibility for a government benefit is protected.

There is a way to give yourself peace of mind through a Special Disability Trust (SDT).

It is a valuable tool for families looking to provide financial security for a loved one with a severe disability. It is designed to help fund the beneficiary's care and accommodation needs while protecting their eligibility for government support. These Trusts have some special features, including a tax advantage for the beneficiary.

However, setting up an SDT requires careful compliance with legal and regulatory requirements. The process generally involves:

  1. Creating a Trust Deed: This document establishes the trust and must comply with specific legal guidelines.

  2. Appointing Trustees: A trustee or trustees are responsible for managing the trust and ensuring its funds are used appropriately.

  3. Maintaining Compliance: The trust must adhere to strict investment rules and submit annual financial statements to the relevant authorities.

‍ If you would like information or help on setting up a Special Disability Trust ,then Cedar Law would be happy to assist you. Contact solicitor Maria Basha at Cedar Law on 0473 885 252 to make an appointment.

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